Practical Insights

First-hand experience in enterprise digitalization, fintech products, AI applications, and full-stack development.

Pitfalls 1 min

When FDE first meets a client, the first thing they do is definitely not to ask questions.

When FDE brings along the standard question list, the research has already failed. This article starts from real project cases to reveal the two fatal traps of novice FDEs: confirmation bias and trust depletion, and presents the core logic of a mature FDE - I first observe, you speak more, I ask slowly. With the five approaches of altruistic thinking and immersive observation, it helps you break free from template dependence and truly understand the scene.

AI 10 min

From IFS to AI: How to Move from Theory to the Implementation of Integrated Business and Finance Operations

The concept of integrating business and finance has been overused, but when it comes to implementation, everyone is avoiding it. This article starts from four real meeting scenarios, disassembles the four alignment levels of business and finance integration, and for the first time connects responsibility centers, the three pillars, the iron triangle, BP, and the CFO system into a progressive chain from the foundation to the top level. Each concept is broken down according to the five questions of product, AI, value, etc., helping you transform the structural problems into implementable system solutions.

Digitalization 10 min

Architecture, Collaboration, and Loss Reduction Logic of the Treasury Remittance Gain/Loss AI Product

The exchange loss amounts to 10 million, of which 7.2 million is attributed to "knowing too late"? This article thoroughly dissects the composition of exchange losses for overseas enterprises, reveals the structural flaws of manual hedging, and elaborates in detail how the system eliminates the lagging penalties item by item through real-time exposure calculation, intelligent hedging optimization, and automatic execution. From product architecture to temporal coordination, observe how the system compresses the "invisible 15 days" to T+0.

Product Thinking 5 min

Recent thoughts on AI

I believe you, reading this article right now, are feeling the same way. Although handwritten content isn't as smooth as AI-generated text and may even contain typos, this human touch is something AI simply can't replicate. Just like how people grow tired of overly standardized pre-prepared meals, occasionally dining at a humble roadside eatery allows us to truly taste the warmth and soul of real life—this is the authentic flavor of humanity!

Digitalization 8 min 1

AI-Driven Transformation of Corporate Finance: A Practical Framework and Governance Methodology

Gartner's 2026 report reveals a financial AI paradox: while 66% of organizations report improved efficiency, 71% believe their investments have had minimal impact. The article identifies the issue not in technology itself, but in a misalignment between investment focus and value generation—84% of spending remains on efficiency replacement, while only 20% targets decision enhancement. Using six scenarios as a framework, it explains the path to AI value leap through classical theories and provides reference architectures and maturity models.

Digitalization 8 min 2

IFS in-depth analysis: The breakthrough solution for the integration of business and finance from the perspective of product managers

Under the backdrop of global economic integration and the digitalization trend, the financial management of large enterprises is facing unprecedented challenges. IFS Integrated Financial Services has emerged as a response. Through the deep integration of business and finance, full lifecycle management, and data-driven decision-making, it helps enterprises establish a new financial management system ranging from scale expansion to lean operation. This article will deeply analyze the theoretical core, management framework of IFS, and its practical cases in enterprises such as Huawei, revealing how financial management can be upgraded from a back-office support role to a core engine for value creation.

Product Thinking 10 min 1

The era of AI apps is over: Product managers dissect the best practical directions of OPC

The AI era is disrupting traditional entrepreneurial models. One-person companies (OPCs) are leveraging AI tools to achieve efficient operations, becoming a new trend. However, many OPC entrepreneurs are still stuck in the quagmire of app development. This article deeply analyzes how AI agents and WebGPU technologies completely undermine the value of apps, reveals the underlying logic of Web as the best product direction for OPCs, and shares real cases and industry data to guide solo entrepreneurs on their path to breakthrough.

Development 6 min 2

Product Manager AI Implementation Practice: Enterprise RAG Full-Chain Implementation Plan

RAG technology is emerging as a key breakthrough point for enterprise knowledge management, rapidly moving from the laboratory to commercial application. In the face of a knowledge base market worth 42 billion US dollars, how can enterprises transform their dormant knowledge assets into core competitive advantages? This article deeply analyzes how RAG technology can solve information silos, improve search efficiency, and reduce operational costs, and provides a full-chain implementation guide from architecture design to tool selection.

Product Thinking 6 min 3

AI reshapes DRP: Building a new generation of enterprise intelligent management platform

Under the wave of digital transformation, enterprises are currently confronted with five core pain points: data silos, disconnection between business and finance, and inefficient collaboration. DRP, as a comprehensive digital resource management platform, with its core positioning of data governance hub, process collaboration scheduling, and intelligent decision-making, breaks through the limitations of traditional information systems. This article will deeply dissect the six end-to-end process pain points of enterprises and reveal how DRP reconfigures the enterprise resource management model.

AI 5 min 2

From Personal Pain Points to Enterprise-level Knowledge Base: A Design Practice of an Intelligent Knowledge Management Product Based on Large Models

The pain points of knowledge workers have been precisely addressed - when traditional file search has become an inefficient "file name matching game", how to bridge the cognitive gap from storage to understanding? This article reveals the practical construction process of a cloud AI knowledge base, from the selection of RAG technology to the ingenious application of the Yuxi framework, demonstrating how to bring dusty documents to life in conversations and creating a truly intelligent knowledge co-pilot.

AI 5 min 3

Using AI programming to create a Zen-like wooden bell: A journey of product innovation through human-machine collaboration

Why can the electronic prayer bell become a spiritual haven for modern people? Beneath this seemingly simple product lies an accurate capture of the intense emotions in a high-pressure society. This article, through a complete product development case, reveals how to use AI programming tools to create a healing application with warmth and cultural core, and shares how product managers, under the mode of human-machine collaboration, can break through technical limitations and achieve the complete product launch from 0 to 1.

Pitfalls 5 min 2

AI时代,产品团队如何从“需求承接型”升级为“AI驱动的业务价值型团队”

AI is transforming the traditional role of product managers, from automatically generating PRDs to quickly designing prototypes. Automation tools are gradually taking over mechanical tasks. This article reveals a harsh truth: Product managers who can only write documents and requirements will be eliminated. It also provides a triple transformation path from situation definition, decision engine to value leverage, as well as 5 immediately implementable AI transformation steps, helping product managers evolve from executors to strategic commanders.

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